Словарь
A 
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
А
Б
В
Г
Д
Ё
З
И
К
Л
М
Н
О
П
Р
С
Т
У
Ф
Э
- A&H
- AAD
- accident year
- accidental death
- accounts receivable insurance
- acquisition costs
- actual cash value
- ACV
- AD
- advanced approach
- advanced loss of profits insurance
- advanced measurement approach, AMA
- adverse selection
- AFR
- agent of record
- aggregate deductible
- aggregate excess of loss reinsurance
- aggregate stress testing
- agreed value
- ALAE
- ALCO
- all risk policy
- allocated loss adjustment expenses
- allocation
- ALM
- ALOP
- alternative risk transfer
- alternative standardised approach
- AMA
- amount subject
- annual aggregate deductible
- annually renewable term
- aoa
- aol
- AP
- ART
- Asset Liability Committee (ALCO)
- Asset Liability Management (ALM)
- assigned risk
- assigned risk plan
- automatic acquisition clause
- avaliable financial resources (AFR)
- average clause
- AY
B
- B&C
- B&M
- back-up cover
- banker's blanket bond, BBB
- base premium
- basic indicator approach
- basis point, b.p.
- BCP
- Behavioral Risk Management
- BI
- bi-lateral discovery
- BIA
- binder
- binding authority
- blanket policy
- bodily injury
- boiler & machinery insurance
- BOP
- BOW
- BPV
- breach of warranty clause
- building ordinance insurance
- burning cost
- burning ratio
- business continuity planning
- business indicator (BI)
- business interruption insurance
- business owners policy
C
- capacity
- capital
- capital adequacy
- Capital Allocation
- capital-at-risk, CAR
- CAR
- care, custody and control
- carve-back
- cash call
- cash in transit insurance
- casualty insurance
- CAT XL
- catastrophe bonds - CAT bonds
- catastrophe options
- catastrophe reinsurance
- CBI
- CCC
- CDO
- CGL
- CI
- CIT
- claims co-operation clause
- claims control clause
- claims equalisation reserve
- claims frequency
- claims made policy
- claims reserves
- claims severity
- clash cover
- CLN
- closely-held exclusion
- co-insurance
- co-insurance deficiency coverage
- COC
- coded excess of loss
- COLI
- collaterised debt obligations
- combined ratio
- combined single limit
- commercial crime insurance
- commercial general liability insurance
- compensatory damages
- completed operations liability
- compliance
- compliance risk
- concurrent causation
- confidential life insurance
- conflagration
- consent to settlement clause
- consequential loss
- constructive total loss
- contingent business interruption
- contingent capital
- contingent commission
- contingent extra expenses
- contingent surplus notes
- continuity date
- continuous insurance
- continuous loss
- contractors plant and equipment insurance
- contractors´ all risks insurance
- contribution clause
- control of well insurance
- COPE
- corporate owned life insurance
- COSO ERM 2004
- COSO ERM 2016
- COSO Magic Cube
- cost of control
- cost of reproduction new
- COW
- CPE
- CPM
- credit derivatives
- credit insurance
- credit swap
- credit-linked note
- creditor insurance
- crisis management coverage
- critical illness
- CRN
- cross liability
- CRT
- CSL
- CTC
- CTL
- cumulative liability
- cut-off cancellation
- cut-through clause
- Сountercyclical Сapital Buffer
D
- 3-D Insurance
- DAC
- day one value
- decennial insurance
- declaration page
- deductible
- deductible buyback
- deferred acquisition costs
- delay in start-up coverage
- deposit premium
- desk quote
- deterioration of stocks
- DIC
- difference in conditions insurance
- difference in limits insurance
- DIL
- directors' and officers' liability insurance, D&O
- discontinuance rate
- discovery period
- discovery provision
- discretionary credit limit, DCL
- dishonesty, disappearance, destruction insurance, DDD
- dividend ratio
- DOS
- double-up
- drop down clause
- DSU
- duration
E
- EAD
- EAP
- EAR
- earned exposure
- earned premium
- Earnings at Risk, EaR
- ECO
- economic capital (EC, ECap)
- ECV
- eel
- effective maturity
- EIL
- EML
- employment practices liability insurance
- endorsement
- enterprise risk management, ERM
- entity cover
- environmental impairment liability
- EP curve
- EPI
- EPL
- EQ
- equalisation reserve
- erection all risks insurance
- ERISA fiduciary liability insurance
- ERM
- ERP
- errors & omissions clause
- errors & omissions insurance, E&O
- escape other insurance clause
- estimated maximum loss
- estimated premium income
- event risk
- ex gratia
- exceptional loss
- excess
- excess of loss reinsurance
- excess other insurance clause
- exclusion
- exemplary damages
- expected loss, EL
- expediting expenses
- expense ratio
- exposure
- exposure at default
- exposure base
- exposure theory
- extended reporting period
- extra contractual obligations
- extra expenses insurance
F
- failure to maintain insurance exclusion
- fair maket value
- FCV
- FF
- FGU
- fidelity insurance
- fiduciary duty
- fiduciary liability insurance
- financial loss
- financial risk management, FRM
- finite risk insurance
- fire following
- firm order
- first dollar insurance
- first loss insurance
- flat deductible
- flat premium / commission
- floater
- FMV
- follow the fortunes
- follow the settlements
- forced placed insurance
- foundation approach
- franchise deductible
- from the ground up
- FSI
- full reinsurance clause
- functional replacement value
G
H
- H&M
- hazard
- held covered clause
- Herfindahl-Hirschman Index
- HHI
- highly protected risk
- hold harmless agreement
- holistic risk
- hostile takeover exclusion
- hours clause
- HPR
- hull
- hull and machinery insurance
I
- IBNR
- ICOW
- ICW
- IDI
- iherent defects insurance
- in-force exposure
- income protection insurance - IPI
- increased costs of working insurance
- increased value insurance
- incurred but not reported claim reserve
- incurred claims
- indemnity concept
- indication
- indirect loss
- industry loss warranty - ILW
- inflation guard
- injury-in-fact theory
- insider trading exclusion
- insolvency / bankruptcy exclusion
- insurance premium tax
- insured vs insured exclusion
- insuring clause
- internal models method
- internal ratings-based approach (IRB)
- IPT
- IRB
- IV
J
K
L
- L-shaped Scenario / Recession
- L/U
- LAE
- lapse ratio
- latent defects insurance
- LD
- LE
- leading underwriter
- leasehold interest insurance
- leasehold title insurance
- lender liability
- letter of release
- LFHI events
- LGD
- life insurance
- life settlement
- Limit
- line slip
- line to stand
- liquidated damages
- liquor liability insurance
- Lloyd's proportional reinsurance policy - J2 form
- LOD
- LOL
- long tail risks
- long term care insurance
- LORA
- loss adjustment expenses
- loss exceedance probability
- loss expectancy
- loss frequency
- loss given default
- loss of attraction
- loss of licence insurance
- loss of rent (rental income) insurance
- loss of use insurance
- loss on line
- loss portfolio transfer
- loss ratio
- loss reserves
- loss severity
- losses occuring during basis
- losses occuring risks attaching basis
- lost instrument bond
- LPT
- LSW
- LTA
- LTC
- LTV
M
- machinery breakdown insurance
- machinery loss of profit insurance
- major shareholder exclusion
- managing agent
- managing general agent - MGA
- manifestation theory
- Market Risk
- maximum forseeable loss
- maximum loss
- maximum possible loss
- MB
- MD
- medical malpractice insurance
- MFL
- minimum and deposit premium, MDP
- MLOP
- modified duration
- mortgage impairment insurance
- mortgage indemnity insurance
- mortgage insurance
- mortgage title insurance
- MPL
- multiple trigger theory
N
- named perils policy
- NBI
- NBV
- NCAD
- NCG
- NEP
- NEREC
- net book value
- net earned premium
- net premium written
- NLE
- NMA
- no-fault insurance
- non-admitted insurance
- non-binding indication
- non-damage business interruption – NDBI
- normal loss expectancy
- notice of cancellation at due date
- notice of occurrence
- notice-prejudice rule
- NPW
O
- occurence basis
- occurrence policy
- OCR - outstanding claims reserve
- OEE
- offset clause
- operational risk, OR
- operative clause
- operator's extra expenses
- order
- ordinance or law
- other insurance clause
- outside directorship liability insurance, ODL
- outside position liability insurance, OPL
- overrider
- overriding commission
- owners title insurance
P
- P&C
- P&I
- paid claims
- parametric insurance
- payment protection insurance
- PD
- PDR
- per risk XL
- percentage of value deductible
- percentage point, p.p.
- peril
- permanent life insurance
- permanent partial disability
- personal injury
- personal injury protection
- personal producing general agent - PPGA
- pfd
- PI
- Pillar 1 Risks
- PIP
- PMI
- PML
- PML-miscalculation cover
- policy
- policy acquisition costs
- policy jacket
- POSI
- PPD
- PPI
- premium deficiency reserve
- premium indication
- premium retention rate
- premium to surplus (P/S) ratio
- preset allocation
- prior act coverage
- prior and pending litigation exclusion
- private mortgage insurance
- probability of default (PD)
- probable maximum loss
- producer
- product liability insurance
- product recall insurance
- professional indemnity insurance
- professional liability insurance
- profit commission
- property damage
- property insurance
- proposal form
- Protection and Indemnity
- provisional premium
- proximate cause
- public offering of securities insurance
- punitive damages
- pure financial loss
- pure loss cost
- pure premium
Q
R
- rate on line
- RCN
- RDS
- RE Risk
- Real Estate Risk
- realistic disaster scenario
- recovery
- Regulatory Consistency Assessment Programme, RCAP
- regulatory proceedings
- reinstatement
- reinstatement premium cover
- reinsurance agreement
- reinsurance recoverable asset
- release
- removal of debris
- rental value insurance
- replacement cost new
- replacement value
- representation
- representation and warranty insurance – RWI
- residual disability benefit
- residual markets
- residual value insurance
- restatement exclusion
- retention waiver
- retro
- retro-rated policy
- retroactive date
- reverse stress testing
- rider
- Risk Assessment
- risk attaching basis
- Risk Capacity
- risk components
- Risk Estimation
- risk retention groups - RRG
- Risk Tolerance
- Risk-Appetite
- Risk-based Capital, RBC
- risk-weighted assets, RWA
- ROD
- ROL
- RRA
- run off cover
- run-off cancellation
- RVI
- RWA
S
- S&P
- SA
- scenario analysis
- schedule
- securities offering exclusion
- seepage and pollution
- self insured retention
- self-insurance
- sensitivity
- sensitivity analysis
- sensitivity test
- settlement ("hammer") clause
- severability
- several liability
- short tail risks
- signed line
- signing down
- signing schedule
- simple sensitivity test
- SIR
- SL
- sliding scale commission
- slip
- SMPI
- SNKORL
- soft hammer clause
- SOV
- special acceptance
- special form
- specialised lending
- specie
- spiraling
- SRCC
- SREP
- standardised approach
- standardised measurement approach (SMA)
- standing charges
- stated value
- statement of values
- statutory liability insurance
- step-in risk
- stop limit order
- stop loss order (stop order, stop market order)
- stop loss reinsurance
- stress scenario
- stress testing
- subject matter premium
- subject premium
- suppliers and customers extension
- suppliers extension
- surety
- surety bond
- surplus
- surplus line
- surplus reinsurance
T
- T&D
- T3
- tail coverage
- TBA
- TBE
- TCV
- tenants improvements insurance
- term life insurance
- third party administrator
- time and distance reinsurance
- time element insurance
- title insurance
- TL
- TLO
- to be entered
- to stand
- total loss
- total loss only
- total permanent disability
- total sum insured
- total temporary disability
- TPA
- TPD
- trailing stop limit order
- trailing stop order
- transmission and distribution
- treaty reinsurance
- trends clause
- TRIA - Terrorism Risk Insurance Act 2002
- trigger theories
- TSI
- TTD
- two risks warranty
U
- U-shaped Scenario / Recession
- UEPR
- UL
- ULAE
- ultimate net loss
- ultimate net loss clause
- umbrella policy
- UMR
- unallocated loss adjustment expenses
- underlying premium
- underwriting agent
- underwriting year
- unearned premium reserve
- unexpected loss, UL
- unexpired risk reserve
- unilateral discovery
- unique market reference
- universal life insurance
- UNL
- UPR
- utmost good faith
V
- V-shaped Scenario / Recession
- valuable papers and records insurance
- Value at Risk, VaR
- valued policy
- valued policy law
- VaR
- variable life insurance
- viatical settlement
W
- W-shaped Scenario / Recession
- wage and hour insurance
- waiting period
- waiver
- waiver of recourse
- waiver of subrogation rights
- warranty
- weather derivatives
- whole life insurance
- without prejudice settlement
- WNKORL
- wording
- workers compensation insurance - WC insurance
- working excess of loss
- working layer
- worst case scenario
- written exposure
- written line
- WW
X
Y
А
Б
- Базель-I
- Базель-II
- Базель-III
- Базельский Комитет по банковскому надзору
- Банковская книга
- Бизнес-риск
- БКБН
- Буфер капитала
В
- Валидация
- Валютный риск
- Внутренние процедуры оценки достаточности капитала, ВПОДК
- Внутренний капитал, ВК
Г
Д
Ё
З
И
- Идентификация рисков
- Индекс Херфиндаля-Хиршмана (Герфиндаля-Гиршмана)
- Индекс финансового стресса
- Интегрированное управление рисками, ИРМ
К
- Капитал
- Карта рисков
- Комитет по управлению активами и пассивами (КУАП)
- Концентрация рисков
- Концепция 3 линий защиты
- Корректирующие действия [при Стресс-тестированиии]
- коэффициент обеспеченности кредита
- Коэффициент финансового рычага
- КРВ
- Кредитный гэп
- Кредитный риск
- Кредитный риск контрагента
- КУАП
Л
М
Н
- Н1, Нормативы Н1
- Надбавка поддержания достаточности капитала
- Надбавки к нормативам Н1
- НЕ-спекулятивные риски
- Неожидаемые потери
- Нефинансовые риски
О
- ОВП
- Ожидаемые потери
- Операционный риск
- Остаточный риск
- Открытая валютная позиция, ОВП
- Оценка "в момент времени", Point in Time (PIT)
- Оценка "через цикл", Through the Cycle (TTC)
- Оценка риска
П
- Поведенческий риск-менеджмент
- Показатель долговой нагрузки, ПДН
- Полная стоимость кредита, ПСК
- Правовой Риск
- Предельная ёмкость риска
- Принцип пропорциональности
- Присущий риск
- Программа оценки соответствия регулирования
- Проектный риск
- Процентный риск
- Процентный риск банковской книги
- Процесс Банковского Надзора и Оценки
Р
- Распределение капитала
- Регуляторный капитал
- Реестр рисков
- Репутационный риск (Риск потери деловой репутации)
- Риск внутридневной ликвидности
- Риск заражения [для финансовых рынков]
- Риск избыточной ликвидности
- Риск концентрации
- Риск концентрации фондирования
- Риск ликвидности
- Риск набега на банк
- Риск недвижимости, риск обесценения недвижимости
- Риск недостаточной ликвидности
- Риск обеспечения
- Риск общей балансовой ликвидности
- Риск потери ликвидности
- Риск рыночной ликвидности
- Риск событий
- Риск спрэда (риск рыночного кредитного спрэда)
- Риск-аппетит
- Риск-чемпионы
- Риски 1-ого компонента
- РР
- РР в расчете норматива Н1
- РСК
- Рыночный риск, РР
С
- Сигнальный лимит
- Склонность (толерантность) к риску
- Спекулятивные риски
- Стратегический риск
- Стресс-сценарий
- Стресс-тестирование
- Стресс-тестирование капитала
- Сценарий типа "L"
- Сценарий типа "U"
- Сценарий типа "V"
- Сценарий типа "W"
Т
У
Ф
Э